This article discusses how FEMA Flood Maps Ignore Climate Change, and Homeowners Are Paying the Price. The flood maps don’t factor in sea level rise or changes in extreme weather, and many are years out of date. In Mexico Beach, ‘minimal-risk’ homes were swept away.
The official map laid it out for more than 200 homes within the community of Mexico Beach, Florida: the federal government had characterized their flooding risks as minimal, despite their near-beachfront locations.
That meant for them there were no requirements to buy flood insurance, and local residents say many did not.
When Hurricane Michael and its 155-mile-per-hour winds slammed into the town on Oct. 10, with a storm surge of perhaps 19 feet, the result was devastation. An analysis by coastal geologists from Western Carolina University has found that 70 percent of the homes were demolished. Another 10 percent were severely damaged.